Qaali Ahmed Yabarow 35 years old, she is a resilient single mother with three children who owns a small shop in Hamarweyn’s urban slums. She previously owned a small grocery stall, selling maize, rice, groundnuts, and different types of other vegetables.

When her both parents passed away a few years ago, she never found support from her husband who divorced her, putting her under huge financial burdens and an uncertain life. The impact of the tragedy made her resilient and continued to provide for her children by starting a grocery business.

In 2017, she took her first loan from KIMS Microfinance to relocate expand her business horizons, and support her struggling family.  The First loan cycle was a $800 loan has created a turnaround after she moved into a new place and added new vegetables in bulk.

“I started my Business in a small market stall after taking loans from KIMS, which enabled me to open a larger shop in which I now sell vegetables and different types of basic provisions that my clients regularly need. I commit repayment deadlines and that’s why I was receiving recurrent loans from KIMS.

Qaali now generates an additional income from a small house she built on the outskirts of Mogadishu after she put away some profits and savings she generated from her expanded business. It’s the 10th time cycle she has received an increased loan of $2,000.

She noticed a huge change in her life when she learned the importance of reinvesting profits and taking new ones. The self-sustaining micro loans of KIMS allow clients to start with a small loan and progressively move into higher loans.

KIMS loans enabled beneficiaries to change their social status, build decent lives, and provide their children with basic medical care, food, clothes, and education.

I appreciate how the KIMS Microfinance supports the Somali vulnerable people, especially Women and Youth.