What we offer

Murabaha Micro Enterprise Financing

Sample Clients

market traders

Small scale retailers

Home based businesses

Usage

Mostly used for stock

and working capital

Requirements

Mostly used for stock

and working capital

1. Valid identification document

Can include: Business registration document, Passport, National ID or Election Card (Somaliland), Employment ID, University ID or Enrollment ID, Drivers License, or Refugees ID (for Kismayo returnees)

2. Solid project proposal

3. Completed application forms

4. Ability to provide a guarantor

Murabaha Small Business Financing

Sample Clients

Light industry

Manufacturing

Restaurants

Start-up businesses

Usage

Mostly used for

asset purchase

Requirements

Mostly used for stock

and working capital

1. Valid identification document

2. Solid project proposal

3. Completed application forms

4. Ability to provide a guarantor

None-finacial Support

Business Skill Training

KIMS Microfinance provides business skills training to all its clients via its loan officers. These skils include support to business plan development, bookkeeping, marketing and market access. This support enables KIMS Microfinance clients to enhance their micro and small business projects and ensure that they have a better chance of success.

Financial Literacy

KIMS Microfinance provides financial literacy advice to all its clients via its loan officers. This advice enables KIMS Microfinance prospect clients to make more informed decisions about KIMS Microfinance products, their suitability for them and the risks and responsibilities that come with obtaining financing from KIMS Microfinance.